Calculate your next
MORTGAGE
When applying for a mortgage people tend to worry about how much they can borrow. Gone are the days where the bank would just multiply your income by 3 or 4. Nowadays, a much more holistic and fair approach is taken as we discuss your income and outgoings to provide us with a level of affordability. In some cases this means the bank will lend you much more than the old methods and in every case it means we are working with you to robustly identify what you can afford to pay each month. Use the calculator below to give you an indicative borrowing potential.
HOW MUCH COULD YOU BORROW?
Try our free online calculator
This calculator is for illustrative purposes only and may not reflect the true cost of repaying a mortgage before you enter into any new mortgage commitment, you need to be sure that it is affordable on your own personal budget. Use this budget planner to work out what you can afford to pay each month
This information is a guide only and should not be relied on as a recommendation or advice that any particular mortgage is suitable for you. All mortgages are subject to the applicant(s) meeting the eligibility criteria of the specific lender. You should make an appointment to receive mortgage advice which will based on your needs and circumstances
OUR HAPPY CUSTOMERS
"Everything was taken care of. We got the best advice and service without any hassle. I have already recommended family and friends who have all said the same. Top work and will definitely use again!"
Martin & Lucy
OUR HAPPY CUSTOMERS
5/5
Patrick and Danielle
January 2024
“Sarah was excellent throughout our house buying journey and was always available to help us. We had a few hiccups with our buying and Sarah was great throughout and was able to advise and alter details when required. Using Smart Choice was a great move and took some of the stress of buying out of the journey”
5/5
Elaine
November 2023
“You turn complicated legal terms/lingo of the process into clear everyday lingo allowing for me to clearly understand the process and therefore have confidence in my end product”